UP RERA
Real Estate Regulatory Authority (RERA) – A Simple Guide for Homebuyers
RERA (Real Estate Regulatory Authority) is a government body established to bring transparency, fairness, and accountability to India’s real estate sector. It protects homebuyers by regulating builders, developers, and real estate agents, ensuring smooth and trustworthy property transactions.
Overview of RERA
The Real Estate Regulatory Authority (RERA) was created to address common problems faced by homebuyers, such as project delays, unfair practices, and mis-selling. Its main goal is to create a fair environment where both buyers and developers are treated justly.
How Does RERA Work?
• Mandatory Registration: Builders must register their projects with RERA before construction begins. Real estate agents and brokers also need to register.
• State-wise Authorities: Each state in India has its own RERA authority that monitors projects, handles complaints, and resolves disputes.
• Fast Dispute Resolution: RERA provides a quick mechanism through an appellate tribunal to settle conflicts efficiently.
About the RERA Act
• The Real Estate (Regulation and Development) Act, 2016 empowers states to implement rules under this law.
• Passed by the Rajya Sabha on March 10, 2016, and the Lok Sabha on March 15, 2016.
• Came into effect on May 1, 2016.
• Initially, 59 sections were notified in 2016 the rest came into force in March 2017.
• Applicable throughout India, except Jammu & Kashmir (prior to reorganization).
Key Benefits of RERA for Homebuyers
1. Transparent Pricing: Developers must disclose the carpet area and price homes accordingly, helping buyers understand exact costs.
2. Escrow Account Protection: 70% of payments received from buyers must be kept in an escrow account to prevent fund misuse and project delays.
3. Defect Liability: Developers must fix structural defects reported within 5 years of possession at no extra cost, within 30 days.
4. Fair Interest Penalties: Both builders and buyers are subject to equal interest penalties for delays or defaults.
5. Compensation for Title Issues: Buyers can claim unlimited compensation if the property title has defects.
How can you file a complaint under UP RERA?
Follow these steps to file your complaint
Step 1: Visit the official UP RERA website
Go to www.up-rera.in
Step 2: Click on Complaint Registration
Under the Citizen or Online Services section, select Complaint Registration.
Step 3: Create an account or log in
If you're a new user, sign up with your details. If you already have an account, just log in.
Step 4: Fill the online complaint form
Provide project details, builder name, your complaint description, and upload any supporting documents (e.g., payment proof, agreement copy).
Step 5: Pay the required fee
Pay the nominal complaint fee online (usually around Rs. 1,000–Rs. 5,000 depending on the nature of the complaint).
Step 6: Submit and track status
Submit the form. You will receive an acknowledgment number, which you can use to track the status of your complaint through the portal.
How can you register in UP RERA?
To register in UP RERA, visit the official website www.up-rera.in. Click on Registration and choose the relevant type – Promoter, Project, or Agent. Then create an account using your email, mobile number, and PAN details. After logging in, fill the application form, upload the required documents (like PAN card, title deed, approved plan), and pay the registration fee online. Once submitted, you can track your registration status on your dashboard using your application ID. This process ensures your project or business is legally compliant under the RERA Act.
What is UP RERA act?
The UP RERA Act stands for Uttar Pradesh Real Estate Regulatory Authority under the Real Estate (Regulation and Development) Act, 2016. It is designed to regulate real estate projects, ensure transparency, protect homebuyers rights, and make registration mandatory for builders and agents in Uttar Pradesh. It also offers a platform to file complaints and resolve disputes efficiently.
What are the rules of UP RERA act?
Key Rules of UP RERA Act:
• Mandatory Project Registration- Builders must register large housing or commercial projects with UP RERA before selling or even advertising them.
• Real Estate Agent Registration- Property agents need to register with UP RERA to legally help people buy or sell properties in Uttar Pradesh.
• Use of Escrow Account- Builders must put 70% of the money collected from buyers into a separate bank account to make sure it’s used only for that project.
• Advance Limit- Builders can’t take more than 10% of the total cost from buyers upfront unless a written agreement is signed.
• Transparent Pricing- The cost of the property must be based only on the carpet area, so buyers know exactly what they’re paying for.
• Timely Project Updates- Builders must update the RERA website every 3 months with the latest construction progress and approvals.
• Equal Interest for Delay- If a project is delayed, both buyers and builders have to pay the same rate of interest for any delay or default.
• 5-Year Defect Liability- Builders are responsible for fixing any major construction issues for free within 5 years of giving possession.
• Grievance Redressal- Anyone—buyer, builder, or agent—can file a complaint with UP RERA, and if unhappy with the result, can appeal to the tribunal.
• Penalties for Non-Compliance- If builders or agents break the rules, they may face big fines or even jail time depending on the violation.
How can you register your property in RERA?
• Visit your State’s RERA Portal (e.g., www.up-rera.in for Uttar Pradesh)
• Create an Account as Promoter - Sign up using your name, email, mobile number, and PAN details.
• Fill in Project Details - Enter project name, location, approvals, timeline, land details, etc.
• Upload Required Documents - Submit scanned copies of land documents, title deed, sanctioned plans, PAN/Aadhaar, etc.
• Pay the Registration Fee Online - The amount depends on the size and type of the project.
• Submit and Track Application - After submission, track the status. Once approved, you will get a RERA registration number.
How can agent register in RERA?
• Visit the State RERA Website.
• Select Agent Registration- Click on the Registration tab and choose Real Estate Agent Registration.
• Create an Account- Sign up by entering your name, contact info, PAN, and business type (individual or firm).
• Fill the Application Form- Provide your address, identity details, firm registration number, and other required info.
• Upload Documents- Attach scanned copies of- PAN card, Aadhaar card, Address proof, Photograph, Firm documents (if applicable)
• Pay the Registration Fee and Submit- Pay the prescribed fee online. After submission, you’ll receive an acknowledgment and can track your application for approval.
How can you check projects details in UP RERA?
Steps to Check Project Details in UP RERA
• Visit UP RERA Website- Go to the official portal: www.up-rera.in
• Click on Registered Projects- On the homepage, find and click the option labelled Registered Projects to access the search section.
• Enter Project Details- Select the district, then enter the project name or the RERA registration number (if available).
• Fill the Captcha and Search- Complete the security captcha and click on Search to get the list of matching projects.
• View Project Summary- You’ll see an overview showing builder/promoter name, registration number, project location, and timeline.
• Click View Details- For complete information, click on Project Details to check
o Approved plans and layout
o Construction status
o Financial progress and updates
o Documents uploaded by the promoter
• Download Documents or Verify- You can also download approvals, certificates, or verify project authenticity from the same page.
Penalties and Enforcement under RERA
• Up to 5% of project cost penalty for not complying with RERA orders.
• Up to 10% of project cost penalty for failing to register a project.
• For not following appellate tribunal orders, penalties include up to 10% of project cost or imprisonment up to one year.
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